We are Jerry and Heavia Doyle,

retired Texas Educators, who spent three decades serving the school children in this great state.  Jerry is a retired school superintendent, having spent eighteen years in the chief administrator's chair.  Heavia is a retired Mathematics teacher, having taught every math course from third grade arithmetic to calculus.   We enjoyed a thirty year career in education and now, as licensed insurance professionals for the past decade, we have enjoyed a new career that allows us to teach people like you how to retire with dignity, which means having enough money to enjoy your retirement. We have been married for forty-nine years and we are thoroughly enjoying our retirement.  We want to help you make sure that you enjoy your retirement.

What we do!

We are where you want to be in that we both earn retirement pension checks and Social Security checks, with annuities as our security.  In essence, we are going down the road you want to travel some day.  

Essentially, we can help you understand the retirement options available to you so that you can make the best possible choices about your financial future. Please respond and learn how life insurance and annuities can positively impact your retirement. 

This material has been prepared for informational and educational purposes only.  It is not intended to provide, and should not be relied upon for, accounting, legal, tax or investment advise.  Please consult with a professional specfializing in these areas regarding the applicability of this information in your situation.

There is no charge for our services; we give the best free information anywhere.

Current Cash Building Options:

401k - This is a tax sheltered annuity that is funded with pre-tax dollars and is provided through your employer that gives you the opportunity to store funds for retirement while reducing your tax obligation.  Your employer may or may not contribute to this annuity.

403b - This is a sister to the 401k that is specifically for employees of non-profit organizations such as school districts. This is a tax sheltered annuity that is funded with pre- tax dollars and is a private contract between a school district or public entity employee and an annuity company.